It is much easier to make life's decisions if you make the decision before you are caught up in the emotion of a problem. You are more likely to make a right decision if you have thought about that situation and pondered about what you would do beforehand. These would make good devotional conversations or journal prompts.
My List of Life Scenarios - My growing list that I have written myself.
Scenarios by Age - A list of scenarios for ages 4-18. (Focus on the Family)
Older Children and Teens - This list is mostly for teens. (Good Character)
Teen/Adult Scenarios - A lot of these are for the workforce. (Care2)
Adult - A few adult scenarios in the middle of the article. (Greater Good)
Teens/Adults - Warning: a lot of these are pretty morbid. (Pixi's Blog)